Minneapolis Car Accident Attorney

 

When it comes to top results in Minneapolis car accident cases, our lawyers have been recognized, over and over again, as state-wide leaders. This recognition is backed up by results. In “apples to apples” comparisons, our auto accident lawyers simply tend to do better than anyone else. A comparison review of top results in car accident cases bears this out. Click here to see data on top results.  

In addition to our proven track record of success securing top results, our personal injury lawyers are also experts in helping clients navigate through the hassles and paperwork that follow a car accident.  We answer your questions, provide advice, and help negotiate for the very best result. 

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How Can I Collect Damages After a Car Accident?

There are typically three primary sources of recovery for injuries suffered in auto accidents. These sources include: 

  1. No-fault insurance 
  2. Liability insurance covering the person(s) who caused the accident 
  3. Underinsured motorist coverage

An experienced Minneapolis car accident lawyer can help navigate the legal process for accident victims. 

No-Fault Insurance

Minnesota law requires insurance companies to provide no-fault auto insurance as a part of every automobile insurance policy insuring a motor vehicle registered or principally garaged in Minnesota. No-fault insurance provides certain basic insurance benefits to all people who are injured in car accidents regardless of whose fault caused the accident.

Benefits recoverable under the No-Fault Act include:

  1.  Medical expenses
  2.  Income loss and replacement services
  3.  Benefits for the family of someone killed in a car accident

Liability Insurance

If you have been injured in a car accident, in addition to recovering no-fault benefits, you may have a claim against any person whose negligence caused the motor vehicle accident. In plain language, roadway negligence is typically nothing more than a driver doing something wrong that results in a crash.

Courts look to a number of factors in determining whether a driver was negligent. Some examples of these factors include, but are not limited to, the following:

  • Distracted driving (example: texting while driving)
  • Driving too fast or too slow
  • Driving under the influence of drugs or alcohol
  • Failing to signal while turning
  • Disregarding weather or traffic conditions
  • Disobeying traffic signs or signals

The claims against the person who negligently caused the accident are normally covered by liability insurance — either the driver’s or the car owner’s liability insurance. If neither the driver nor the owner has liability insurance, the injured person’s uninsured motorist insurance pays any damages owed by the uninsured driver. 

Minneapolis MN car accident attorneys

Underinsured Motorist (UIM) Insurance

Insurance companies sell UIM insurance to Minnesota drivers. When an auto insurer sells UIM insurance, they are essentially telling their customer: “You pay us regular insurance premiums, and if you get hurt in a crash where the other driver doesn’t have enough insurance to cover your damages, we’ll cover them.”  

What the auto insurance companies typically do not focus on is that when there is a crash and the other driver doesn’t have enough liability insurance to cover your damages, your auto insurer is free to deny your claim for UIM insurance. In these cases, which are quite common, an injured customer’s only recourse against their auto insurer is a lawsuit.

The car accident attorneys at Hall Law P.A. are experts at litigating UIM insurance claims, and have enjoyed decades of success against auto insurers who refuse to honor the insurance policies they’ve sold. We have enforced our client’s UIM rights against auto insurers such as: 

  • American Family Insurance
  • State Farm Insurance
  • Farmers Insurance
  • MetLife
  • Allstate
  • Progressive
  • Travelers Insurance
  • And more

Effect of a Traffic Law Violation

Violation of a traffic law is negligence, unless there is evidence tending to show:

  1.  The person had a reasonable excuse or justification for breaking the law, or
  2.  A reasonable person could believe, under the circumstances, that violating this law would not endanger anyone who should be protected by the law.

If a person offers an excuse or justification for breaking the law, you can still find that person negligent. In deciding negligence, consider the violation along with all the other evidence in the case.

If a traffic law was violated, you must also decide if this violation was a direct cause of the accident.

How Much is My Auto Accident Case Worth?

There are a number of variables and unique factors that need to be examined during an injury claim in an auto accident. There is no one size fits all answer to this question, as factors involving damages suffered, severity of injuries suffered and the length of time that these injuries can have on an individual. The damages awarded to an injured victim can vary drastically depending on the injuries suffered. Generally speaking, the damages awarded in a civil case for a fractured bone will be much less than a case involving a wrongful death caused by a car crash.

However, the more severe and impactful the injuries are on a victim and their loved ones, the more damages are awarded.  Damages can be broken down into economic and non-economic damages.

Economic Damages

Economic damages involve valuations of specific expenses associated with the accident. Economic damages involve medical treatment, procedures and evaluations of the injuries sustained during an accident. 

Types of economic damages can include:

  • Surgery
  • Prescriptions 
  • Doctor appointments 
  • Physical therapy 
  • Medical bills
  • Medical tests
  • Medical equipment
  • Property damage
  • Loss of future wages

Non-economic Damages 

Non-economic damages are more difficult to assess compared to economic damages. Some examples of non-economic damages can include:

  • Physical pain and suffering
  • Emotional damages including depression, anxiety, PTSD
  • Disfigurement
  • Loss of companionship 
  • Loss of enjoyment of life 

In Minnesota, there is no cap on compensatory damages for accident victims involved in a personal injury case. There are no caps or limits for damages caused by pain and suffering after an accident. 

What Do I Do If an Insurance Company Calls Me?

After a car accident occurs, an insurance representative may request that an individual involved in an accident make a recorded or written statement regarding the facts of the accident. This is sometimes done to offer a settlement for a claim to pay out a lower financial amount compared to what the accident victim could otherwise recover if they hired an attorney. 

After a statement is made, an insurance company may use the information obtained during a recorded statement to help their position in the accident. This can be done to pay out lower amounts to a victim to increase the insurance companies earnings.  Any information given to an insurance company can potentially be used against a victim involved in an accident. 

If you feel uncomfortable giving a statement, or are unsure about how your recorded statement can be used, kindly refuse to give a recorded statement. After you decline a statement, call an experienced Minneapolis car accident attorney. 

Am I Legally Required to Give a Statement to an Insurance Company in Minnesota?

No – there are no laws that require an individual involved in an accident to provide a statement to an insurance company. Respectfully and politely decline a request for a recorded statement. After you decline a recorded statement, contact an attorney. They will be able to appropriately navigate this request from an insurance company. 

An experienced attorney can perform the necessary negotiations with an insurance carrier and utilize their knowledge of the legal system to help your case.

What Is The Time Limit to File a Claim for Car Accident Injuries in Minnesota?

The time limit for a claim, legally known as the statute of limitations, is two years from the date the injury occurred. For all civil personal injury cases, the plaintiff’s side must file the claim before this two year time period. 

After a car accident injury is sustained, it is advisable to contact an experienced attorney early in the process. The longer an individual waits to file a claim, the less details that person may remember. Contact an attorney to ensure no deadlines are missed and the facts are recorded. 

Contact a Minneapolis Car Accident Lawyer 

If you, or a loved one, have been injured in a vehicle accident, the dedicated and caring attorneys at Hall Law can help. Our law firm has more than 35 years of experience representing people who have been injured in car accidents. At Hall Law, PA we offer the necessary legal advice to help victims navigate the legal process and recover damages for what was lost from the serious injuries suffered. 

Contact the firm for a free consultation to discuss the specifics an experienced personal injury attorney in Minneapolis, MN. Our personal injury attorneys are highly experienced in personal injury law and have decades of experience assisting injured car accident victims pursue compensation for the damages suffered. Contact our firm via our online contact form or by phone at (800) 292-1979.

Car Accident Reference Materials