Minnesota Insurance Dispute Lawyers
When we buy insurance, we entrust our financial security to our insurance company. We pay the premium with the expectation that when we need it the insurance company will step up to the plate and provide the benefits we purchased. Often however, insurance companies fail to honor the agreements they have made with their customers.
The attorneys at Hall Law have more than 35 years of experience in handling insurance disputes, have a thorough understanding of the complex issues involved and have a proven record of success. Let us take care of all the issues involved in the legal process so you can concentrate on getting on with your life.
When an insurance company fails to honor the obligations in your insurance contract, or fails to perform some other responsibility it has to you pursuant to the insurance you purchased, you may have a case against the insurance company for “bad faith.” It is important to note that bad faith cases arise from disputes between you and your own insurance company – if another person’s insurance company refuses to pay money to you, that is not bad faith since there is no insurance contract between you and another person’s insurance company. In Minnesota, insurance companies have a responsibility to act in their insured’s best interest. Kissoondath v. U.S. Fire Ins. Co., 620 N.W.2d 909 (Minn. App. 2001). A bad faith claim may be filed against an insurer when an insurance company intentionally and unreasonably denies, fails to process, or fails to pay a claim. Bad faith may involve any kind of insurance, from health and dental to automobile and homeowner’s.
Preserve Your Rights
In insurance disputes it is often critically important to investigate the facts and take appropriate action before the statute of limitations expires. If you or a loved one is involved in an insurance dispute, contact Hall Law and speak to one of our experienced attorneys.