Do I need a lawyer for a car accident that wasn’t my fault?

January 21, 2021

After a car accident that was caused by someone else, you may be wondering if you need a lawyer if you weren’t at fault. If there is only damage to your vehicle, and you aren’t hurt, you may be able to work everything out on your own with the at-fault driver’s insurance company.

However, if you suffered injuries that cause you to miss time from work or are impacting your daily life, then there are significant benefits to hiring a lawyer to help you with your claim. 

Won’t the Insurance Company Pay What They Owe Me, Without an Attorney? 

Even if the issue of fault is not in dispute, the insurance company will still try to settle your case for the least amount of money possible. Especially if you are seriously injured. Insurance adjusters may seem friendly, but their job is to assess your claim and quickly resolve your claim by paying out as little compensation as they can. 

A lawyer will be very helpful in this situation, as they will advise you on your case’s value, and present a strong demand to the insurer. After first collecting evidence to prove the other party’s liability, and helping you accurately capture the extent of your physical and emotional pain and suffering. If the insurance company is not willing to negotiate and settle for a fair amount, your attorney can evaluate and advise you on the potential outcomes of taking your case to trial. 

Do I Need an Attorney if I Suffered Minor Injuries? 

If you believe your injuries are truly minor, meaning they get better in a day or two, then you might not need a lawyer when another driver is at fault. The issue is that car accident victims often believe their injuries are minor, and they turn out to be more severe than they realized.

Typically it is because adrenaline is surging through their body, or their injuries may not begin to show symptoms for days or even weeks after a crash. 

If you’re at all unsure, speak to a Minneapolis car accident attorney about your specific situation in a free consultation. That way, you will receive an honest assessment of whether you should move forward with a personal injury claim. 

Reasons to Hire an Attorney, Even if Another Party is at Fault

If any of the following occurred in or after your accident, it is highly recommended to hire an attorney as soon as possible, even if another party is to blame: 

  • You suffered a permanent or serious injury.
  • Your injury required hospitalization.
  • Your medical bills are more than a couple of thousand dollars.
  • A family member in your vehicle was injured.
  • The accident took place in a construction area.
  • A loved one was killed in the accident. 
  • The police report does not accurately show what happened.
  • The insurance company is denying fault or your claim. 
  • You are unsure of your rights.
  • Your insurer is stating you didn’t pay your premium. 
  • The insurance company is engaging in bad faith tactics (e.g. denying coverage, refusing to pay before investigating, delaying payment, ignoring you, etc.)

Speak to a Highly Skilled Car Accident Lawyer in Minnesota 

Our dedicated attorneys at Hall Law P.A. are ready to help you with your claim. Call 800-292-1979 to schedule a free consultation today.